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How to Order a Tri Merge Credit Report for Pre Qualification

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How to Order a Tri Merge Credit Report

Did you know we can determine the amount of funding you qualify for with no hard inquiry?

We accomplish this by you submitting a tri merge credit report to us rather than us pulling it. how to order a tri merge credit report

When you personally order a tri merge credit report for yourself it does not trigger a hard inquiry.

Hard inquiries also known as “hard pulls” happen when a bank or lender checks your credit to make a lending decision. This happens when you directly apply for a loan, credit card or other type of financing.

In a nutshell a hard inquiry occurs when you give permission to a lender or other entity to view your credit report. Some actions that trigger a hard inquiry that you may not be aware of are actions such as getting new cell phone service, asking for a credit limit increase or submitting a rental application.

When you order a tri-merge credit report from a site such as CreditReportEngine, there is no hard inquiry to your credit. At Experian, you can check all 3 credit scores and credit reports from Equifax, Transunion & Experian without affecting your credit scores.
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Small Business Financial Advice: 3 Tips for Financial Health

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Small Business Financial Advice

Many of my acquaintances have attempted to start their own businesses over the years. At least 70% gave up within 12 months, because they failed to turn a profit. The biggest mistake most of them made was poor cash flow management. small business financial advice

My anecdotal observations are consistent with years of formal research.  A study from U.S. Bank found that 82% of all business failures are caused by inadequate cash flow management. If you want to run a successful company, addressing financial problems is your top priority. Here is some important small business financial advice you need to review.

1) Create 24-month projections for your expenses and use irregular cash inflows to cover them

A few years ago, an entrepreneur friend of mine received a substantial windfall from a new client. She invested that money in a green screen for a side project that she didn’t need. Three months later, she was unable to make a payment for the property she was leasing.

This is a very common mistake with small business owners. They get excited when they first get money, but fail to project their long-term expenses. They blow through their cash reserves and are unable to cover their expenses down the road.

You need to project your long-term expenses and set aside cash reserves to pay them. Don’t get overly confident if you get a large sum of money, because you can’t be sure that you will be getting another large influx of cash anytime soon.
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What is the Cost Setting Up an LLC? Breakdown of the Actual Costs

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Cost Setting Up an LLC

So, you’re ready to form an LLC.

First, I want to say congrats to you for taking advantage of the liability protection, potential tax advantages and ability to build business credit that come with setting up a separate legal entity for your business. cost setting up an llc

I’m sure you’ve been thinking; should I do it myself, hire a lawyer or use an online incorporation service?

In today’s post we’re going to breakdown all the costs for setting up an LLC so you can decide which option is best for you. When it comes to determining how much it costs to form an LLC, there are two costs to consider: 1. Formation costs, and 2. Maintenance costs.
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50 Tips for Getting Business Credit that Will Make an Impact

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Getting Business Credit

As a small business owner, getting business credit is a necessity, if you want to have access to funding, protect your personal credit and establish a credit identity for your company.

The good news is I’ve done the heavy lifting for you, and today you’ll get to look at the most important advice I’ve compiled for getting business credit…and you’ll see how you can apply Getting Business Credit these tips to produce more results.

Here is my list of 50 tips for getting business credit that will make an impact to your business.

Sound good?

Let’s get started!
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Need Unsecured Real Estate Lines of Credit? Here are 3 Sources

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Unsecured Real Estate Lines of Credit

Are you missing out on real estate deals because of a lack of cash for down payments?

Are you in need of rehab money for investment properties? unsecured real estate lines of credit

Other than hard money, private money and borrowing against your home or investment property’s equity what other ways can you get access to cash for real estate investing?

In today’s post that’s exactly what we’re going to uncover. These three types of unsecured real estate lines of credit may provide you the cash you need to do your deals.

As you know, there are many creative ways to finance investment properties and the more options you have the better.

One of the most important things I want you to take away from this post is to realize that your credit ability impacts what types of unsecured lines of credit you can obtain for real estate investing.

It’s crucial to have access to multiple sources of funding because with choices, your search for an investment property will be more productive and more profitable. Most importantly, you won’t be left scrambling for cash when you find a strong deal you want to invest in.

Now keep in mind you can always add several of these sources to your funding arsenal which will provide greater flexibility. As you know, the more cash options you have available the more creative you can be when doing your deals.

The good news is these three sources are cheaper than hard money. Most importantly once you have these sources established your access to cash is easily accessible. As you know in real estate, timing is everything.
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