Financial Education Services Review

July 25, 2013 By Marco Carbajo

Financial Education Services Review

In going through the process of writing a review about Financial Education Services I can’t help but to think what a difference this company and its core service; credit restoration, has made for my business and my clients.

I noticed when I was writing this review there was so many unique things about this company and it reminded me why I joined as an independent agent and continued to work with this company for over 11 years.

There are so many things I like about this company that it was difficult for me to limit it to my top 4, but I thought if I spill the beans here with you it may be just what you need to decide if this is the right opportunity for you.
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Company Car Insurance:Why Employees Should Not Use Their Own

May 13, 2013 By Marco Carbajo

Company Car Insurance

Seems like a lot of businesses are trying to save money these days. One option employers are adopting is to use the employees’ insurance as a stop-gap measure on their own liability.

For example, an employer might carry liability insurance but make employees use their own cars – and their own car insurance. That way, if employees get into an auto accident, the employee’s insurance cover kicks in, instead of the employer’s. But this is generally a bad idea.

Employers Risk Increased Liability

If your employee is using his own vehicle, instead of the company one, then you may find yourself on the nasty end of a lawsuit – or possibly fines.
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How to Stop Credit Card Fraud by Employees

December 1, 2011 By Marco Carbajo

How to Stop Credit Card Fraud by Employees

With the economy struggling to gain a foothold in these turbulent times, the last thing a small business owner wants to hear is that he or she has an employee credit card problem.

Unfortunately, as more individuals struggle with their own financial matters, some have turned to their employers as a source of additional income, just not legally.

So, what can you as a small business owner do to stop credit card fraud and protect your company when some of your employees have access to business credit cards for traveling, buying office supplies, etc.?
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How to Sell a Company: Build a Business That Can Thrive Without You

April 28, 2011 By Marco Carbajo

How to Sell a Company

Is your business in a position to survive and thrive without you? how to sell a company

Are you building a sellable business?

According to John Warrilow author of Built to Sell, the number one mistake entrepreneurs make is to build a business that relies too heavily on them. So when it comes time to sell, buyers aren’t confident that the company can stand on its own.
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Eight Critical Steps to Cover When Starting A Startup (Part 2)

March 8, 2011 By Marco Carbajo

Starting A Startup

In the previous post we covered the first four critical startup stepsand in this post we will cover the remaining four covering the laws and regulations you need to consider when starting a startup company.
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