How Hard is it to Get a SBA Loan?

December 2, 2013 By Marco Carbajo

How Hard is it to Get a SBA Loan

Did you know government guaranteed loans have increased by 18% this year?

This represents $9.2 billion in approved loans during the same period as a year ago how hard is it to get a sba loan . It’s no surprise why aspiring and existing business owners turn to an SBA loan since the programs are designed for business owners who are having trouble qualifying for a traditional loan.

The fact is by having a loan guaranteed by the Small Business Administration (SBA), a lender is more likely to approve the loan since there is a loss guarantee.
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How To Check Your Business Credit Score

November 19, 2013 By Marco Carbajo

How To Check Your Business Credit Score

What does your business credit score say about your company’s overall creditworthiness? how to check your business credit score

Did you know positive business credit scores and ratings are a company’s ticket to favorable interest rates, flexible payment terms, higher credit limits, and financing opportunities?

In this post I’m going to show you how to check your business credit score and ratings with each of the three major business credit reporting agencies.

How would you like to know exactly how lenders will view your company’s financial health and how much risk it might pose?

Knowing your business credit scores before applying for credit or financing is simply smart business.

Don’t make the mistake of blindly applying for credit; know where your business stands.
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How To Improve My Credit Score Fast

November 14, 2013 By Marco Carbajo

How To Improve My Credit Score Fast

Do you need to improve your credit score by 10, 20 or 30+ points?

Is time a luxury you simply don’t have and you need to see results really fast?

Well, the good news is you’ve come to the right place for some answers and proven steps to improve your credit score in as little as 45 days.

While these strategies are nothing new or revolutionary the fact is they work and have proven to work over and over again if done properly.

So let’s get right to it.
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Startup Business Equipment Leasing: Lease vs. Loan Comparison

November 13, 2013 By Marco Carbajo

Startup Business Equipment Leasing

Does your startup need equipment?

Not sure whether to obtain a lease or get a loan? startup business equipment leasing

The good news is you’ll get some answers in this post, more importantly I will compare the differences between equipment leasing and an equipment loan so you can decide which options is best for you.

Did you know with business equipment leasing you can get the software, computers, furniture, and other equipment you need to launch your business while conserving your company’s cash?
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How Dun & Bradstreet Credibility Corp. CreditBuilder Works

November 5, 2013 By Marco Carbajo

Dun & Bradstreet Credibility Corp. CreditBuilder™

Does your business have existing trade references that don’t show up on your business credit reports?

Not sure how the CreditBuilder™ program by Dun & Bradstreet Credibility Corp. works and if you should enroll? dun and bradstreet credit builder

Well, you’ve come to the right place to get some answers.

If you don’t mind I would like to get right to the point on which companies this program is best suited for.

In a nutshell, if a company has several existing relationships with suppliers/vendors where there is positive payment history than one may want to consider this program.

As you know, not all vendors/suppliers report to the business credit agencies so years of positive payment history that a business may have can go unnoticed.
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