OpenSky® Secured Visa Credit Card Reviews

October 9, 2013 By Marco Carbajo

OpenSky® Secured Visa® Credit Card Reviews

Having a hard time finding the best secured credit card?

While there’s no shortage of credit card review sites for you to look at, it can be a difficult task filtering through all the credit jargon and really getting to the meat and potatoes of what makes a good secured credit card.

In this post I will review the OpenSky® Secured Visa® credit card and show you a side by side comparison to other leading secured cards in the marketplace.

I really like this card for a variety of reasons and after reading this post I’m sure you’ll have a much better idea of what specific things you should look for in a secured credit card.
Click to continue …

First Progress Credit Card Reviews

October 7, 2013 By Marco Carbajo

First Progress Credit Card Reviews

Do you have bad credit or little to no credit history?

Have you been recently declined for credit or need to improve your credit?

If so, stop adding more inquiries by shopping around for credit cards you may keep getting turned down for and consider the First Progress credit card.

The First Progress Credit Card provides a great opportunity for individuals with bad credit or little to no credit to build credit history with all three major credit reporting agencies.

Click to continue …

How To Remove Inquiries From Your Credit Report

October 1, 2013 By Marco Carbajo

How To Remove Inquiries From Credit Report

Do you have excessive credit inquiries showing up on your credit reports?

Are these inquiries causing you to get declined for credit?

If you want to know how to remove inquiries from your credit report then you’ve come to the right place.

Let’s first cover the two types of inquiries and which one actually impacts your FICO® Scores.
Click to continue …

Do Authorized Users Build Credit?

September 17, 2013 By Marco Carbajo

Do Authorized Users Build Credit

Will becoming an authorized user help build your credit?

Not sure how and with whom to get added as an authorized user?

Well you’ve definitely come to the right place to get the straight facts about how authorized users build credit and more importantly how to do it so it positively impacts your FICO® scores.

Did you know 15% of your scores are calculated by the length of your credit history?

You’ve probably heard the saying, “the best credit is old credit”, and nothing can be further from the truth.
Click to continue …

How To Build Your Credit

September 4, 2013 By Marco Carbajo

How To Build Your Credit

Do you have little to no credit history?

Not sure how and where to start when it comes to building your creditworthiness?

If you need some direction on how to build your credit then you’ve come to the right place. In this post I’m going to share with you some simple yet important steps you should take to establish a healthy and diverse credit profile.

Credit is simply your ability to obtain goods or services before payment, based on the trust that payment will be made in the future.

For creditors a majority of that trust is determined by your credit report and FICO® scores.
Click to continue …