Do Authorized Users Build Credit?

September 17, 2013 By Marco Carbajo

Do Authorized Users Build Credit

Will becoming an authorized user help build your credit?

Not sure how and with whom to get added as an authorized user?

Well you’ve definitely come to the right place to get the straight facts about how authorized users build credit and more importantly how to do it so it positively impacts your FICO® scores.

Did you know 15% of your scores are calculated by the length of your credit history?

You’ve probably heard the saying, “the best credit is old credit”, and nothing can be further from the truth.
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Revenue Based Financing: It’s Cash Flow Not Credit Scores

September 16, 2013 By Marco Carbajo

Revenue Based Financing

Does your business need capital? Are you looking for a true business loan based on your company’s cash flow? Then you’ve come to the right place. revenue based financing Let’s face it many of the business loans you see advertised on the internet are really just merchant cash advances which are based on your company’s monthly credit card sales.

What I’m going to share with you in this post is how to get an actual business loan through revenue based financing not a merchant cash advance. Click to continue …

What Does Strong Business Credit Reports Look Like?

September 10, 2013 By Marco Carbajo

Strong Business Credit

Do you know what determines the creditworthiness of a business?

Not sure what a strong business credit report should look like?

The good news is after reading this post you’ll have a clear picture of what types of accounts create a healthy, strong and diverse credit profile.

When it comes to business credit, lenders don’t simply rely on your company’s business credit scores, they also look at your credit diversity, length of payment history, credit limits and credit utilization.

Don’t fall into the trap thinking all you need is an 80 paydex score to get all the financing your company needs.
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Get High Limit Business Credit Cards That Protect Personal Credit

September 5, 2013 By Marco Carbajo

High Limit Business Credit Cards

Are you looking for business credit cards with high credit limits?

Would high limit business credit cards that report payment history only to your business credit reports be of value to you?

If so, then you’ve come to the right place.

In this post I’m going to show you how to qualify and where to get high limit business credit cards that protect your personal credit.

Let’s face it, having access to large amounts of credit via business credit cards allows you to obtain the cash or credit you need instantly.

In addition, with these high limit business credit cards your revolving debt will only appear on your business credit reports therefore eliminating the impact and variations this has to your individual FICO® scores.

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How To Build Your Credit

September 4, 2013 By Marco Carbajo

How To Build Your Credit

Do you have little to no credit history?

Not sure how and where to start when it comes to building your creditworthiness?

If you need some direction on how to build your credit then you’ve come to the right place. In this post I’m going to share with you some simple yet important steps you should take to establish a healthy and diverse credit profile.

Credit is simply your ability to obtain goods or services before payment, based on the trust that payment will be made in the future.

For creditors a majority of that trust is determined by your credit report and FICO® scores.
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