Startup Business Equipment Leasing: Lease vs. Loan Comparison

November 13, 2013 By Marco Carbajo

Startup Business Equipment Leasing

Does your startup need equipment?

Not sure whether to obtain a lease or get a loan? startup business equipment leasing

The good news is you’ll get some answers in this post, more importantly I will compare the differences between equipment leasing and an equipment loan so you can decide which options is best for you.

Did you know with business equipment leasing you can get the software, computers, furniture, and other equipment you need to launch your business while conserving your company’s cash?
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How Dun & Bradstreet Credibility Corp. CreditBuilder Works

November 5, 2013 By Marco Carbajo

Dun & Bradstreet Credibility Corp. CreditBuilder™

Does your business have existing trade references that don’t show up on your business credit reports?

Not sure how the CreditBuilder™ program by Dun & Bradstreet Credibility Corp. works and if you should enroll? dun and bradstreet credit builder

Well, you’ve come to the right place to get some answers.

If you don’t mind I would like to get right to the point on which companies this program is best suited for.

In a nutshell, if a company has several existing relationships with suppliers/vendors where there is positive payment history than one may want to consider this program.

As you know, not all vendors/suppliers report to the business credit agencies so years of positive payment history that a business may have can go unnoticed.
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Making A Case For Credit Repair Companies

November 2, 2013 By Marco Carbajo

Credit Repair Companies

Thinking about using a credit repair company to repair your credit?

Let me be the first to say that everyone has the right to repair their own credit, the Fair Credit Reporting Act protects our right to do so.

So why do people turn to credit repair companies if they can fix their own credit?

Bottom line, to make a case it boils down to three things:

1) Convenience – Many of us would simply prefer to have all the work done for us. The majority of us have hectic lives with busy schedules and simply don’t want to take the time to do all the work involved in the credit repair process; from analyzing credit reports, creating and initiating the dispute process, monitoring results, following up and following through with ongoing communication and counter- responses with the credit reporting agencies, etc.
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Top 5 Benefits Of A Business Virtual Office

October 28, 2013 By Marco Carbajo

Business Virtual Office

Does your business have a professional corporate image?

What does your office and operation say about your business? business virtual office

As a small business owner I’m sure the thought of reserving office space has crossed your mind. You probably thought about hiring a part-time receptionist, maybe upgrading your phone system or purchasing office equipment to help legitimize your business setup and operation.

Let’s face it, a business that has its own office space, furnishings, equipment, a live receptionist answering calls, a dedicated fax line, etc. helps legitimize a business operation.

Now I know the entire costs and monthly office lease payment can be difficult for those of you just starting or running a small business but the good news is it doesn’t have to be.

An alternative solution making huge strides in today’s small business world is the use of a business virtual office.
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Easiest Credit Card To Get If You Have Bad Credit

October 22, 2013 By Marco Carbajo

Easiest Credit Card To Get

Looking to get your credit back on the right track?

Not sure if you can even get approved for a secured credit card? easiest credit card to get

Let’s face it, trying to recover and rebuild your credit after going through a financial rough patch can be stressful and frustrating especially if you can’t even get a secured credit card.

You may have had to declare bankruptcy; went through repossession; experienced extreme late payments, collections, judgments; a foreclosure; or the dreadful tax lien, no matter what it is you can recover and get new credit.

In this post I’m going to share with you the easiest credit card to get if you had bad credit.

Now you’ve probably heard that you should get a secured credit card right?

Well, I hate to break it to you but just because you put down a security deposit for a credit card does not guarantee that you will get approved.
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