Building Business Credit for Small Business
Experiencing financial hardship and seeing your credit take a turn for t
he worse is a stressful and frustrating time for anyone to endure. Many people think they won’t be able to recover or qualify for credit ever again.
The good news is that is simply not true; with the right plan you can rebuild and eventually restore your credit rating.
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Personal loans are used for many purposes such as consolidating debt, making home improvements, paying tuition, starting a home business, etc. 
Even if you have less than perfect credit you can get a loan but the difference will be in the interest rate you will pay.
So where should you apply for a personal loan?
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Why do credit ratings play such an essential role in our everyday lives? 
Credit ratings are essential because it indicates how likely an individual, a business, a city, a county, a state, or even a country is able to repay a debt. Each one of these entities has a credit rating and depending on positive or negative factors a rating can be upgraded or downgraded.
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Banks are scrambling to replace billions of dollars in revenue that will be lost due
to the new federal regulations on overdraft charges and debit cards.
Did you know that there are close to fifty fees that banks can charge its customers?
For example, banks generate substantial revenues from interchange fees it charges to retailers for debit transactions. These fees are something that customers never really paid attention to because the fees were imposed on the retailer.
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Are you one of the 50 million Americans who have little or no credit history on file with Equifax, Transunion and Experian? 
Are you one of the 60+ million Americans who have sub-prime credit scores who need to repair your credit ratings?
The good news is now you can get credit for bills you pay all the time but have not been reporting to the major credit agencies.
Payment obligations like rent, utilities, cable, satellite, insurance, day care, parking, self storage and other recurring bills are bills you pay all the time but never get reported.
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