What Is A D&B Number?

February 26, 2014 By Marco Carbajo

What is a D&B Number?

What do 225 million companies spanning across 190 countries all have in common?

They all have a D&B Number.

So what is a D&B Number? Why is it important? How does my business get one?

In this post I will be covering everything you need to know about the DUNs Number and more importantly the key role it plays in establishing a creditworthy business.

A D&B Number also known as the D-U-N-S® Number or Dun & Bradstreet ID Number is a 9 digit number that is unique to each business that has one. This numbering system, known as the Data Universal Numbering System, was developed by Dun & Bradstreet back in 1963 in order to help standardize business information.
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How To Get Business Credit Without Putting Personal Credit At Risk

February 3, 2014 By Marco Carbajo

How to Get Business Credit

Are your business’ debts showing up on your personal credit reports?

In this post I will cover how to get business credit while protecting your own personal credit. Now keep in mind, having strong personal FICO® scores gives you excellent leverage when acquiring business financing.

However, a strong business credit rating showing credit diversity enables your business to show lenders it can stand on its own for financing. With a creditworthy business you can secure much greater financing with higher credit limits compared to relying solely on personal credit.

To accomplish this the first thing to understand is your business must establish a business credit report with all three major business credit reporting agencies; Corporate Experian, Equifax Small Business, and Dun & Bradstreet.
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Incorporate Online With A Few Clicks Of The Mouse

January 20, 2014 By Marco Carbajo

Incorporate Online

These days you can do pretty much everything online from shopping, chatting with friends, conducting business meetings, filing taxes, and yes even incorporating a business. incorporate online

Incorporating online has truly come a long way making it so much easier and convenient for business owners like you. If are getting ready to incorporate then you’ll find this post helpful on what to expect when choosing an entity formation service.

First things first, before you decide to form your business, take into consideration where you are going to physically be doing business.
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10 Essential Ingredients Every Small Business Startup Needs

January 6, 2014 By Marco Carbajo

Small Business Startup

So. You think you’re ready to start a business.

You chose your business name. You got your business logo designed. Your business cards are at the printers. small business startup

But you’re not done. You also must ensure that your business has all of the essential ingredients it needs so it has a fighting chance to succeed.

Doing so will enable you to establish the proper business foundation so you can legitimize the operation and credibility of your business.

The ingredients listed below are essential for a small business startup and also play a key role in the business credit building process.
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How to Build Credit for Your Business

December 18, 2013 By Marco Carbajo

How to Build Credit for Your Business

When it comes to building credit we’ve all heard the typical advice; get a few credit cards, use them regularly and pay your statements on time. But when it comes to building credit for your business what then? how to build credit for your business

In this post I will cover how to build credit for your company whether you are a startup or seasoned business. The first thing you should know is acquiring credit in the name of your business is not as simple as filling out a credit application.

There’s some initial prep work that needs to be done once you incorporate your business in order to structure the proper foundation for building a creditworthy company.

Are you familiar with the term lender compliance?
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