How to Open a Business Credit File with Experian

The other day I got asked which business credit reporting agency is most widely used by banks and credit card issuers when checking a business credit file. Without a doubt I would have to say Experian Commercial which leads me to writing today’s post.

What is a business credit file? A business credit file is created by a business credit reporting agency when a credit grantor reports information associated to a company’s credit account. A business credit file is used by credit grantors during the decision-making process to determine whether or not to extend credit to a business.

Your credit file gets opened with Experian when a credit grantor reports your company’s data to Experian Commercial. In order to accomplish this, your business needs to establish a business credit account with a credit grantor that reports to Experian.

Here are three ways to get your business credit report established with Experian in 30 days:

Strategy #1

One of the fastest ways to get this done is with our business credit card funding program. Under this program you get 4-5 business credit cards that report only to Experian Commercial and in some cases Equifax Small Business. In less than 30 days you can have 4-5 revolving lines of credit listed on your Experian business credit report.
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Plastiq Review

Do you have bills that you can’t pay with credit cards?

Are you missing out on early payment discounts?

How much money have you lost from discounts you could have got by paying cash?

In today’s post we are going to show you how to put virtually any expense on a personal or business credit card with a bill payment service known as Plastiq.

What is Plastiq? Plastiq is an online bill payment service for consumers and businesses that lets you pay almost any bill with a personal or business credit card. You can pay with credit cards where cards are not accepted for a simple 2.5% fee.

In this review we’ll go over five ways Plastiq can benefit your business. I think it’s important to write a complete review on this since we get so many business owners that come to us and want to pay for certain business expenses using their business credit cards but can’t.
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