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How Business Credit Card Funding Benefits You

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Business Credit Card Funding

In today’s post we’re going to cover everything you need to know about business credit card funding. This funding program is by far one of the easiest and fastest ways to obtain cash credit for a startup or existing business. business credit card funding

That’s quite a bold statement but we’re going to back up that claim in this post. Where else can you get up to $150k in unsecured credit for a business with no documentation, no personal credit reporting, plus build your business credit reports.

If you’re new to this type of funding let’s first cover what business credit card funding is. Business credit card funding is a service that acquires business credit cards under the name of the business, using the personal guarantee of the applicant.

The business credit cards obtained under our funding program only report to the business credit reporting agencies. This enables you to get access to working capital, establish a credit file for the business while protecting your personal credit at the same time.

So, let’s start with the first question most people ask.

Who is Business Credit Card Funding For?

If you answer ‘yes’ to any of the following, business credit card funding may be for you.

  • Do you want to separate your business and personal expenses?
  • Do you want access to working capital at any time, to use anywhere and for any business purpose?
  • Do you want to protect your personal credit?
  • Do you want to build your business credit?
  • Do you want access to revolving sources of cash & credit?

At the end of the day, whether you’re a startup or existing business, this funding is a fast, easy and truly hassle-free way to get access to business lines of credit.
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Business Credit Cards vs Corporate Credit Cards

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Business Credit Cards vs Corporate Credit Cards

When it comes to making business purchases; business credit cards and corporate credit cards play a vital role. But what is the difference between each one and which is ideal for your bbusiness credit cards vs corporate credit cardsusiness?

In today’s post we are going to talk about everything you need to know about business credit cards vs. corporate credit cards. You’ll learn the similarities, the differences, the qualifications, and which one requires a personal guarantee and which one doesn’t.

Let’s get started.

Both business credit cards and corporate credit cards are similar because they are both a revolving source of funds you can use anywhere Visa®, MasterCard®, Discover, and American Express are accepted.

You get access to a pre-set credit limit that you can borrow against at any time. When you pay down the principal the credit becomes available to use over and over.  Also, you can maintain a revolving balance on both business credit cards and corporate credit cards.
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How a Business Name Impacts the Unsecured Business Credit Cards Program

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Unsecured Business Credit Cards

Do you want 4-5 unsecured business credit cards that only report to the business credit reporting agencies?

You’re probably familiar with our popular business credit cards funding program where we get you multiple business credit cards issued in your company’s name. In fact, this program is one of the best ways to speed up the business credit building process. unsecured business credit cards

Not too long ago we shared the top 5 business credit building hacks and this particular strategy was on the top of the list.

In today’s post we’re going to cover several issues that may occur with a business name when it comes to our business credit card funding program. But before we get started if you haven’t done so already you should check out last week’s post where we discussed the 5 credit report issues that trigger business credit line denials.
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How Revolving Business Lines of Credit Transform Your Business

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Revolving Business Lines of Credit

To be successful in today’s fast paced, expanding and rapidly changing business world, business owners must do all that they can to have access to capital. One of the most important factors that determine whether you succeed is your ability to establish this financial flexibility. revolving business lines of credit

As you know access to capital is the lifeblood of a business.  Capital comes in many forms and includes cash flow from sales and other sources of revenue that your business generates. It can also come from cash injections made by you from personal savings and investments.

Unless you can pay for unexpected expenses, inventory or other items as needed, you run the risk of a cash flow shortage. To avoid this the quickest solution is having access to revolving business lines of credit.

In today’s post we are going to talk about how revolving business lines of credit can transform your business. You’ll learn 7 key benefits and we’ll even show you how to get access to 4-5 revolving business lines of credit in 14-20 days.

What is a revolving business line of credit?
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Do Business Credit Cards Affect Personal Credit?

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Do Business Credit Cards Affect Personal Credit

Did you know that out of all the business credit cards available in the marketplace a small percentage report only to the business credit reporting agencies?

The good news is not all business credit cards impact your personal credit. If a card issuer only reports your credit limit, spending, revolving debt and payment history to a business credit agency then your personal credit will not be affected. do business credit cards affect personal credit

This is especially useful when making large business purchases using your business credit card. As you know credit utilization is one of the major factors that impact your FICO® scores. In my opinion, to completely separate business reporting from personal reporting, business owners should only use business credit cards that report solely to the business credit agencies.

The fact is credit card issuers have different policies when it comes to credit reporting. Now keep in mind the majority of business credit cards will require a personal guarantor so in the event that the business defaults on its payment obligations the guarantor will be ultimately responsible.
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