Best Business Credit Cards for Real Estate Investors
What are the best business credit cards for real estate investors?
In today’s post we’ll unpack how business credit cards can help you operate your real estate business more efficiently and effectively.
One powerful way to use business credit cards as a real estate investor is to earn cash back or points on your everyday purchases. You can rack up serious points if you also use it to purchase materials, appliances and fixtures for rehab projects.
The money you save can increase your working capital while providing more value to your bottom line.
Why use business credit cards offer for real estate investing?
First and foremost, with a business credit card you can easily separate personal and business expenses. This makes it easy during tax time since all your real estate related purchases will be on your business credit card. 
Secondly, you can separate personal and business credit history with certain types of business credit cards. Ideally, you want to acquire business credit cards that solely report payment activity to the business credit bureaus. This protects your personal credit since your company’s revolving debt does not report to your personal credit reports.
Additionally, many card issuers offer 0% financing for 6-18 months on purchases. This interest free money can be a real powerful tool if used properly. For example, let’s say you have a rehab with $20k in renovation costs that you put on your business credit card with 0% APR for 6 months. You complete the renovation and sell the property at a handsome profit in six months’ time. In this example, you used $20k in credit with no interest to renovate the property.
Another benefit from acquiring multiple business credit cards for real estate investing is in establishing multiple banking relationships. Each relationship you establish with a bank card issuer may lead to other benefits such as future credit limit increases, targeted business credit offers, and other funding opportunities.