FREE Credit Scores

Free is really free this time right?

I’m sure you’ve seen all the crafty commercials talking about how you can get your free credit score at ….. .com without having to submit any credit card information.

But what you may not know is the score you get is not your actual FICO® score, it’s an educational score or a credit score generated from a different scoring model other than FICO®’s.

One popular site, CreditKarma™ does offer free credit scores, but it’s not your FICO® scores. The scores you get are the TransRisk New Account Score, Vantage Score®, and Auto Insurance Risk Score from Transunion.

So where do all of these credit scores come from?

Let’s break this down.
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